I'm not sure if Ranger Tugs come from the factory with bottom paint applied so I can't answer that part of your question. Different uses and different locations require somewhat different bottom paint.
Here's a good article on bottom paint for your reference.
http://www.boatus.com/magazine/2014/apr ... -paint.asp
Had my trailerable Monterey 242 for over a decade and never had bottom paint. Just lots of wax and polishing every year. But that boat, with one exception, was never in the water for more than two weeks at a time. Once you do bottom paint, you can't go back!
I've remember reading Andrew from RT saying you should have bottom paint is you are in the water for more that 30 days at a time. (Andrew, please correct me if my memory is off!)
For our trailerable Ranger Tugs you probably want an ablative type bottom paint as opposed to a hybrid or hard type bottom paint. Pettit Marine Coats recommends their Hydrocoat bottom paint for boats that are in and out of the water a lot or are out of the water for long periods.
The life of a good ablative paint will depend on many factors such as how scuffed it gets from trailering, how long its in the water and other factors. We are starting our third season since getting a new bottom paint and it still looks great!
Expect to spend $2,000 to $3,000 for a yard to prep and apply new bottom paint.