Chances are most people who have AIS on these boats do not use a dedicated antenna. It does improve reception, but it’s complex to install.
@calcman05 is right. It’s a pretty easy upgrade if you don’t go with the added antenna like
@Submariner did. It would be better that way, but probably not necessary unless you like that sort of tinkering.
A bit of terminology to answer one of your original questions: transceiver = transmitter and receiver. In other words, the AIS 300 is not a transceiver. It’s just a receiver. That’s what comes stock on the R-29 and R-31. You can see other boats with an AIS transceiver, but they cannot see you.
The R-43 comes with either a Garmin AIS 800, or the Vesper Cortex M1, which has both functions and is a transceiver. With this setup, you can see other boats AND they can see you as well.
(FWIW a transponder is something you can reach out to and it will send something different in response, often on a different channel or a different format. That’s actually not how AIS really works. However, you will very often see AIS systems called a transponder, and you can pretty much consider “transponder” and “transceiver” to be equivalent for our purposes. If it is called an “AIS Transponder” it has both transmit and receive functions.)
Should you upgrade to a transceiver? Receiving, IMHO, is a baseline. Every boat that spends much time around other boats, especially, commercial traffic, should have an AIS receive function so you can see other boats even before you can see them visually, and determine if they pose a threat to you. If you are purely around recreational boats it won’t make that much of a difference because relatively few of them actually have an AIS transceiver, so you won’t see much. If you plan to do much cruising in commercial shipping channels, you really should have a transceiver so commercial boats can see you and hail you if needed. I posted a story the other day about a time when we were in sub-quarter mile visibility in Rosario Strait on our R-25. Without both radar and full AIS, we would have turned back and waited out the fog.