Bob,
Regarding setting up a photo album; I've copied the following text from a couple of sources on this site. Maybe it will help in setting up a photo album:
First you have to request authorization to create a photo gallery.
Getting a User Photo Album for your Ranger Tug is easy but it requires submitting a request from within the site structure.
1. Sign on to the site, if you aren't already.
2. Select the User Control Panel link from the upper left corner of any page. Note: On the home page, this link is in your user menu.
3. Click the Usergroups tab, then select the radio button next to the User Albums group.
Scroll down, choose "Join selected" in the drop-down menu, and click the Submit button.
Once you do this, an email is automatically sent to the administrator. That message will trigger the administrators ability to approve your request, and you'll receive an email indicating your membership in the User Albums group has been activated.
Then Here's how to get started:
Click the Photo Albums link, at the top of any page. On the home page, this link is in your Content menu.
You should now see a "Your Album" link in the upper right corner. Click the link, and follow the step-by-step.
The "Your Album" link should be visible at the top level of the albums, accessible here or by clicking the "Photo Albums" link: gallery2.php
The first click of the link creates the album and takes you to it. After that, all the menus apply to whatever level you're on. You can create multiple albums within your primary (top-level album) if you want to create them for specific categories, places, etc.
Hope this helps.
If this is not clear (a real possibility since I've cobbled it together) you can also search for creating a photo album and that will give you some clarification.
Harry