The Smart Gauge looks very nice and is simple to install. A nice feature is that it adapts as your batteries age. A good review is here:
http://www.pbase.com/mainecruising/smart_gauge
I installed a Victron battery monitor in my R27. Several parameters need to be entered so it understands your battery bank. You can also configure alarm levels based on voltage, state of charge, etc. It is more difficult to install because it monitors current (via a shunt in the ground lead) in addition to voltage. An advantage is the display of current into (charge) or out of (discharge) the house bank. I combined the thruster/house banks into a single 3 battery bank. This has worked very well. I installed 600A bus bars, one on ground and the other on +12V, to improve the balance between the batteries and allow easy connection of the current sense shunt for the monitor.
ACRs sense voltage on both batteries that they are connected to and use this to decide when to connect or disconnect the batteries. During charge they will be connected, so all of your batteries end out in parallel during charging. If you want the details you can visit the Blue Sea web site to see the specific voltage thresholds and time delays to connect (combine) and disconnect. There are also conditions where it will not connect the batteries even if one is being charged, such as if one battery is very dead, it will not combine to protect from a possible battery fault, such as a shorted cell. The LED indicates the status, again the Blue Sea site has details. I installed a remote LED that I can see from the helm to monitor the ACR status.
An AGM limited to 15A charge current is very strange, normally AGMs accept very high charge rates. When charging from the engine alternator the current can be much higher than even 45A for 3 in parallel, when my house/thruster bank is partially discharged I see over 100A charge current at idle when the engine is first started.
Paralleling multiple smart chargers works well. They will not oscillate or burn out. I added a 45A charger to supplement the factory 20A charger. I run both in parallel when using the genset. I do initially see over 65A total charge for partially discharged batteries during bulk charge phase. The Mase genset has a 10A or so charge output, this gets added to the two battery chargers, if the current drawn by the boat is low I will see 70A or so. During bulk phase when the battery voltage is below the absorption voltage settings for both chargers you will get maximum current from both chargers. As the battery charges and the voltage climbs the current will begin to taper when the voltage reaches the lower of the absorption settings between the two chargers. This normal, eventually one of the chargers will be delivering most of the charge current which is not a problem, the battery charge acceptance rate is much lower at this point anyway.
Many of you parallel charge sources routinely anyway! If you have solar and are also running your battery charger from shore power or genset you have two chargers in parallel.
Howard